Your credit score is an integral part of your financial life and financial success. It is important that you understand what it’s all about. Lenders, landlords, insurers, utility companies and even employers look at your credit score like girls look at your shoes and your car. It is derived from what’s in your credit reports, and it ranges between 300 and 850. Yet, according to a survey that was recently conducted, nearly half of all Americans don’t know how these scores are derived or even what factors are used to come up with them. For example, if your credit score […]
